JOB DESCRIPTION - BRANCH MANAGERJob Title/Grade: Branch Manager
Reporting To: Regional Head
Principal Accountabilities
Business Targets
• Achieve branch disbursement targets for Housing & Mortgage Loans and
insurance premiums.
• Meet the branch's Weighted Average Yield target. ...
• Drive portfolio growth for the branch while retaining existing customers.
Lead Generation & Management
• Monitor and guide Sales Officers across locations to ensure a consistent
business flow.
• Regularly empanel direct sourcing agents to secure steady business from
primary sourcing channels.
• Plan and execute monthly marketing activities for each location, tracking
progress daily.
• Ensure that all Sales Officers meet monthly productivity standards.
Business Process Flow & Management
• Oversee housing loan file logins, ensuring compliance with Aham HFC's
product and policy norms.
• Conduct location visits to meet customers for loan proposal appraisals.
• Ensure complete documentation for housing loan files submitted for approval.
• Manage post-sanction disbursement documentation.
• Ensure customer satisfaction with all loans sanctioned and disbursed by
Aham HFC.
Team Recruitment & Training
• Recruit and train Sales Officers, ensuring productivity levels align with
company standards.
Portfolio Quality Management
• Oversee portfolio quality management and ensure timely closure of
outstanding post-disbursal documentation.• Manage delinquent accounts, taking necessary actions to regularize loans as
required.
Person Profile
• Educational Qualification: Undergraduate or Postgraduate degree.
• Experience: 4 to 12 years, with mandatory experience in Housing Loans.
experience
12show more JOB DESCRIPTION - BRANCH MANAGERJob Title/Grade: Branch Manager
Reporting To: Regional Head
Principal Accountabilities
Business Targets
• Achieve branch disbursement targets for Housing & Mortgage Loans and
insurance premiums.
• Meet the branch's Weighted Average Yield target.
• Drive portfolio growth for the branch while retaining existing customers.
Lead Generation & Management
• Monitor and guide Sales Officers across locations to ensure a consistent
business flow.
• Regularly empanel direct sourcing agents to secure steady business from
primary sourcing channels.
• Plan and execute monthly marketing activities for each location, tracking
progress daily.
• Ensure that all Sales Officers meet monthly productivity standards.
Business Process Flow & Management
• Oversee housing loan file logins, ensuring compliance with Aham HFC's
product and policy norms.
• Conduct location visits to meet customers for loan proposal appraisals.
• Ensure complete documentation for housing loan files submitted for approval.
• Manage post-sanction disbursement documentation. ...
• Ensure customer satisfaction with all loans sanctioned and disbursed by
Aham HFC.
Team Recruitment & Training
• Recruit and train Sales Officers, ensuring productivity levels align with
company standards.
Portfolio Quality Management
• Oversee portfolio quality management and ensure timely closure of
outstanding post-disbursal documentation.• Manage delinquent accounts, taking necessary actions to regularize loans as
required.
Person Profile
• Educational Qualification: Undergraduate or Postgraduate degree.
• Experience: 4 to 12 years, with mandatory experience in Housing Loans.
experience
12show more