mortgage underwriter.

• Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance
with internal and regulatory guidelines to minimize risk factors. 
• Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the
company. 
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD,
company, and investor guidelines. 
• Provides final approval underwriting of mortgage loans. 
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 
• Sign off conditions in a timely manner set by management. 
• Work with staff and management to find solutions on escalated loans. 
• May be requested to make recommendations for improving Internal Audit’s policies and practices. 
• Manage loans by using all functions of Encompass. 
• Effectively communicate underwriting decisions with processors and advisors 
• Maintain a high level of customer service and communication with other departments. 
• Other duties as assigned.